Frequently asked questions

Does this application preform a credit check?

By submitting this information you are agreeing to a credit check.

Do you sell or share my personal information?

Unlike other online car loan applications we are the actual dealer and your information will not be sold or sent to other dealerships.

Do you have vehicles I can see and test drive?

We have the largest used vehicle inventory in Atlantic Canada with an access of 6 million dollars in inventory.

Do you take trade ins?

Yes, we take trade ins.

What really is a subprime loan ?

It is an extension of credit to a person with a damaged credit history who is considered by banks to be a higher risk of borrowing.

Why do people with bad credit pay more for loans?

Our lenders feel that people who have not handled credit well in the past are at a greater risk of failing to repay the loan therefore they are taking more risk.

How much do people with poor credit scores pay for loans and what will my rate be?

Our lenders take look at the overall picture of a person;s credit report which may include their payment history, public records including bankruptcies, and collections as well as length of credit and many other factors… Based on these factors the rates can vary from as low as 5 % to 31.99%.

What is the minimum amount of time that I need to be working to qualify for a subprime loan?

30 Days

How much do people with poor credit scores pay for loans and what will my rate be?

Our lenders take look at the overall picture of a person;s credit report which may include their payment history, public records including bankruptcies, and collections as well as length of credit and many other factors… Based on these factors the rates can vary from as low as 5 % to 31.99%.

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